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Late or delinquent child support payments can be turned over to debt collectors or a collections agency just like any other debt. The late payments will be recorded on your credit score.
A credit inquiry occurs when you apply for a credit card or loan and permit the issuer or lender to check your credit. There are hard & soft inquiries.
A single medical debt in collections can harm your credit score by as much as 100 points. And once the debt appears as unpaid on your credit report, it takes up to seven years to disappear.
Repossessions have a severely negative impact on your credit and can show lenders that you may not be able to make payments on the property you purchase.
Tax liens stopped reporting in 2018. However, some people may still find old tax liens reporting on their credit profiles.
Anything that companies may consider a legal liability is a matter of public record. It will usually show up on your credit report.
HAPPY CLIENTS
NEGATIVE ITEMS REMOVED
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They removed all of my negative items on my credit report, and I have only been with them for 2 months. It's an easy process as long as you follow the direction. Before I couldn't even get a credit card. Now I've been approved for a mortgage and shopping for my dream home!
Their services were incredibly helpful. I appreciated the hard work and all the time they spent with me. I appreciated their willingness to explain what was happening to my credit report and what steps they were going to take to assist me in getting to a 720+ credit score. We were successful.
I was surprised by the results. It happened relatively quickly and I never thought that I'd be in the situation where I'd have good credit.
I was amazed when they wiped out all the negative marks on my credit report in only two months! Their process is simple and straightforward, as long as you follow their instructions. Before, I couldn't even get approved for a credit card. Now, I'm pre-approved for a mortgage and actively searching for my dream home! I can't thank them enough for giving me a second chance at financial freedom.
I couldn't believe how fast they worked! In just two months, every negative item was gone from my credit report. Their process is super easy to follow, and they kept me informed every step of the way. I went from being denied a credit card to getting approved for a mortgage! If you're struggling with bad credit, don't wait another day.
My credit was a mess, and I felt trapped. But after just two months with them, it's like I have a brand new financial life! They removed all the negative items, and now I'm finally able to buy my first home. I'm so grateful for their help and would recommend them to anyone who needs a fresh start.
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Yes, deleted items can potentially reappear on your credit report. If a previously removed negative listing is re-verified by a creditor, it can be reported again. According to the Fair Credit Reporting Act, credit bureaus are required to notify you before re-reporting any deleted items. While this is uncommon, it is still possible.
Absolute Profit Solutions can guide you on what should and shouldn’t appear on your credit report and provide strategies to help remove incorrectly reported late payments.
At Absolute Profit Solutions, our specialists can review your credit reports and discuss your credit history to identify which hard inquiries we may be able to assist in removing.